Who we are, what you would own, what you receive and when, what it costs, what can go wrong — and a step-by-step guide to running your own account. Written to be read once, properly, by somebody who has never heard of us.
Not a philosophy — a list. Everything here is something you can point at, stand on, or see in your account.
Buy directly and the deed is in your name, for a specific property at a specific address. Not a token, not a certificate, not a unit in something that owns something. If everything electronic stopped working tomorrow, the building would still be yours.
Direct acquisition, from $500,000.
The Fund spreads a smaller commitment across ultra-prime residences, cocoa farmland and old-vine vineyards in six jurisdictions. One vehicle, one statement, one annual audit — and no single harvest, tenant or currency able to decide your year.
From $25,000.
Buy a property outright and you may place it under our management. We furnish it, market it, vet the tenant, sign the lease, collect the rent, handle the maintenance and deal with whatever happens at two in the morning. Short lets or a long lease, whichever suits the building and suits you.
You are an owner, not a landlord. The choice is yours and you can decline it — the title is yours either way.
Terms are agreed face to face when you visit the property.
Where we manage a property for you, the net rent is paid into your account monthly — visible the day it arrives, alongside everything else. Withdraw it, or leave it and put it to work again.
Fund investors are paid quarterly instead, from the portfolio as a whole.
Every investor is invited to visit the assets they hold. Fund investors are hosted — accommodation provided, you cover your own travel and meals. Direct owners have the whole trip arranged and covered.
You request a visit from inside your account, choosing from what you actually own.
Two visits a year.
Real assets are slow to sell, and life is not always slow. Rather than force you to break a holding, we lend against it — the ceiling comes from the value of your portfolio, and the terms are fixed and shown in full before you agree to anything.
Your holdings keep working while the loan runs.
Subject to eligibility. This is not a credit reference or an assessment of your wider finances.
Open an account, verify who you are, add funds and invest — online, in your own time, without waiting for a call back. A partner is available whenever you want one and required for nothing.
Statements, confirmations, valuations and title documents are filed in your account and stay there. Nothing to request, nothing to chase, nothing sitting in somebody's inbox.
We verify who you are before you invest, as any firm handling real money must. It is one submission, reviewed by a person, and then it is done — you are not asked again at every step.
Figures quoted anywhere on this site are targets from our own modelling. They are not promises, and the section on risk further down says so at greater length.
AssetPeak Capital was founded in 2004 and buys real things: apartments and villas in Dubai and Bangkok, cocoa farmland in Ghana and Côte d'Ivoire, and old-vine vineyards in Chile and Argentina. Our head office is in the Dubai International Financial Centre, with offices in Bangkok and Zurich.
The proposition is narrower than most firms'. We do not trade, we do not run strategies, and we hold nothing that exists only as an entry in somebody else's database. We build, buy and operate physical assets, and we let investors own them — either a share of all of them, or one of them outright.
That is the whole business. Everything below is detail.
Ultra-prime residential. Penthouses and villas in Jumeirah, Downtown Dubai, Marina, Sukhumvit and Sathorn. These are held for two returns at once: rent from short luxury lets or long leases, and the appreciation of scarce addresses in cities wealth moves toward rather than away from.
Sovereign cocoa exports. Farmland in the Ashanti belt and around Yamoussoukro, supplying chocolatiers in Switzerland, Belgium and Japan. Cocoa is not a fashion. It sits in the food supply chain of most of the world, and the land that grows it well is a narrow band of the planet.
Old-vine vineyards. Carménère in Chile's Maipo Valley and Malbec in Mendoza. Three returns rather than one: the wine, the hospitality built on the estate, and the land itself — high-altitude terroir that cannot be manufactured and is not being made any more of.
The three are deliberately unrelated. A soft quarter for Dubai rents has nothing to do with a cocoa harvest, and neither has anything to do with a vintage. That is the entire point of holding all three.
The Fund — from $25,000. One diversified vehicle across all three pillars, audited annually. You are paid quarterly from what the portfolio earns. You are invited to visit the estates once a year with accommodation provided; travel and meals are yours. It is the sensible way in if you want the strategy without the responsibility of a specific building.
Direct acquisition — from $500,000. You buy one named asset and the title is registered to you. We construct or renovate it, furnish it, and — if you want us to — operate it. Net income goes to you rather than into a pool. Annual visits are arranged and paid for in full.
You may hold both, and many do: the Fund for spread, a title for the thing you actually wanted.
Owning a property in another country is straightforward until somebody has to find a tenant, check who they are, sign a lease in the local language, collect the rent, and be reachable when a pipe fails. That work is the reason most overseas property disappoints the person who bought it.
So when you buy a property through us, you may place it under our management. We furnish it to the standard of the building, market it, vet and reference the tenant, hold the lease, collect the rent, maintain the property and handle whatever arrives unannounced. Short-stay letting or a long lease — we will tell you honestly which the building and the district actually support.
The rent is paid into your account monthly, net of the costs of running the property. It appears in your transactions the day it lands, and it is yours to withdraw or to reinvest.
The terms — the split, the letting strategy, the standard of furnishing, what happens if you want the property back for your own use — are agreed with you in person when you visit the property you have bought. That is deliberate. These are decisions about a specific building in a specific street, and they are better made standing in it than over email.
Management is optional and it is not a condition of buying. Decline it and the title is still yours, in your name, to do with as you like.
Your account holds a cash balance. Everything flows through it, in one direction and then the other, and every movement is listed.
1. You add funds. By USDT or by bank transfer. The money lands in your balance as cleared cash.
2. You invest from that balance. Choose a fund plan or a specific property. The amount leaves your balance and becomes a holding, immediately — there is no second payment step and nothing to reconcile.
3. The holding earns. Rent, distributions and revaluations are credited as they happen. Your portfolio value moves with them.
4. You take money out, or you don't. Income can sit in your balance and be reinvested, or be withdrawn to your bank or your wallet.
Separating the balance from the holdings is what makes the rest simple. You are never mid-payment while deciding what to buy, and you can move between holdings without money leaving the building.
USDT is the fast route. You are given a receiving address for the network you choose, you send, and the payment is verified automatically against the public blockchain. Confirmation takes minutes rather than days.
Our processor can only receive. It watches public addresses and holds no key that could sign anything, which means it is incapable of moving your money even if it were compromised. That is a design decision, not a setting.
Bank transfer works differently on purpose. Rather than publishing our account details on a page anyone can reach, you request a transfer and tell us where it will be sent from. A person reviews it and issues details for that transfer alone. It is slower, and it is why our banking details have never appeared on the open internet.
Whichever route you use, the amount is confirmed to you before anything is committed.
Any firm that takes real money has to know who it is taking it from. It protects you as much as us: it is what stands between your account and somebody who has your password.
We ask for your legal name and date of birth, your address, your nationality and country of residence, a tax identification number, and documents — a passport or national ID, proof of address, a photograph of you holding your ID, and where relevant, evidence of where the funds came from.
Documents are stored outside the public part of the server and are served only to you and to the staff reviewing them. A person reads every submission. You are emailed when it is decided, and if something is wrong you are told what, so you can fix that one thing rather than start again.
You may visit the assets you hold, twice a year. Fund investors are hosted on the estate — accommodation is provided and travel and meals are yours. Direct owners have the trip arranged and covered in full.
You request a visit from inside your account and choose from your own holdings; you cannot request a visit to something you do not have a stake in. Tell us roughly when and how many are coming, and somebody answers.
If you have bought a property outright, this is also when the management arrangement is settled — standing in the building, with the person who will be running it.
The weakness of real assets is that they are slow to turn back into cash. Borrowing against them is the usual answer, and we do it in the plainest form we could design.
What you can borrow comes from what you hold: your portfolio value multiplied by a percentage set by your band, less anything already outstanding. The loan is secured by positions we already hold — it is not a judgement about your income or your wider finances, and we make none.
Your score is a sum of named components, each one shown on the screen with what it contributed. If it is 640, you can see the six numbers that add to 640. Nothing about it is a black box, because a number you cannot question is a number you cannot trust.
Terms are fixed at approval — the rate, the term, and every instalment with its date and amount — and written onto the loan. A later change to our rates cannot reach backwards into an agreement you already signed.
Income credited to your balance can be withdrawn at any time, to a bank account or a USDT wallet. You ask, the request is reviewed by a person, and it is sent. The amount is held aside the moment you ask, so it cannot be spent twice while the request is open, and released untouched if you or we cancel it.
Payouts are reviewed rather than automatic, and we would rather be honest about the reason: a platform that pays out on a session's say-so is one stolen password away from being emptied. The review is the thing standing between your balance and somebody who is not you.
The capital itself is a different matter. A building does not become cash because you would like it to. Fund holdings run on a vintage with a secondary-market window; a title you own is sold when a buyer is found, and we will help you find one. If you may need this money back at short notice, it belongs somewhere else, and we would rather say so now than explain it later.
We are paid from the assets we run — a management charge on the Fund, and where we operate a property for you, a share of the rent it produces. Costs of running a building, and the charges applying to your particular holding, are set out in the documents issued to you before you commit, and again in your account afterwards.
Anything deducted appears in your transactions as its own line, named, on the date it was taken. Nothing is netted off quietly inside a figure you cannot break down.
There is no charge for holding an account, for adding funds, for visiting an asset, or for asking a question.
Every confirmation, statement, valuation and title document is filed in your account under Documents and stays there. You are emailed when something new is filed; you never have to request a copy.
Your holdings are revalued periodically and the change is visible in your portfolio. Revaluations are recorded as their own entries, so the difference between "the asset is worth more" and "money arrived" is never blurred.
Named honestly, because the risks nobody names are the expensive ones. Capital is at risk and you may receive back less than you put in.
The real one. Fund holdings run to a vintage, with a secondary-market window from year five subject to a redemption fee; a title sells when a buyer is found. Borrowing against a holding exists so that needing cash need not mean breaking a position — but money you may need back quickly belongs somewhere else.
A building is worth what somebody pays for it. Between sales, the figure in your account is a valuation rather than a price, and valuations can be wrong in both directions.
The USD/AED peg plus natural hedging across jurisdictions; vineyard revenue is billed in CHF and EUR. None of that removes exchange-rate risk if your own currency is none of these.
Forward contracts with chocolatiers cover the majority of each harvest and spot exposure is capped — which limits the downside and the upside together.
Diversification across West Africa and the Andes, with syndicated harvest insurance. A bad year in one region should not be a bad year in your account; two at once would be.
Rent depends on the property being let. Void periods, a tenant who stops paying, or a softening rental market all reduce what reaches you. Income figures are targets, not a floor.
Assets held overseas carry legal, political and capital-flow risk that assets at home do not. We operate under sovereign treaties and bilateral agreements in each jurisdiction; they reduce the risk and do not delete it.
Zero leverage on land assets, so no lender can force a sale at the wrong moment. Where you borrow from us, the reverse applies and your holding is the security.
We are a counterparty too. Your title is registered in your name and does not depend on this firm continuing to exist; a Fund holding is an interest in the vehicle rather than in AssetPeak, and the vehicle is audited annually.
This section assumes nothing. If you have never used an account like this before, read it in order and you will be able to do everything without asking anybody.
There are no pictures here on purpose. This page is read in more than twenty languages, and a picture of a screen stays in English forever — so every button below is written out as real text, which means you are reading it in the same language you will see it on screen. Look for the symbol, then follow the numbers.
The first screen after you sign in, and the one to come back to. It answers three questions at a glance: what is everything worth, what is spendable right now, and is anything waiting for me.
Portfolio value is everything you hold, at its current valuation. It moves when your assets are revalued or earn, not when you add money.
Available is cash sitting in your account, ready to invest or withdraw today. Adding funds increases it; investing decreases it.
If part of your balance is held, it is money committed to a withdrawal you have already requested. It is still yours; it is just spoken for.
Below the balance sit shortcuts to the rest of your account. Anything needing your attention — an unfinished verification, a document to read — is marked here first.
Nothing on this screen can be changed by accident. It only ever reports.
Until your identity is verified you can look around, but you cannot invest or request a visit. It is one submission and it takes about ten minutes if your documents are to hand.
Fill in your legal name exactly as it appears on your passport or ID — not a shortened version — then your date of birth, nationality, address and tax number.
Save details
Upload each document in turn. Photographs taken with a phone are fine as long as all four corners are in frame and the text is readable.
Upload
Uploaded something blurred or out of date? Upload it again — the newer file replaces the old one.
Replace
When everything is in, send it. Your details lock while it is being reviewed, so nothing changes underneath the person reading it.
Submit for review
You will be emailed when it is decided. If anything is wrong you are told exactly what, and you correct that one thing rather than starting again.
Your documents are stored outside the public part of the server and can only be opened by you and by the staff reviewing them. They are not reachable by a link.
Money goes into your balance first and is invested from there as a separate decision. So this screen is only about getting funds into the account — you are not committing to anything yet.
Enter how much you want to add. You can add more than you intend to invest today; the rest simply waits.
Choose how you are paying. USDT clears in minutes. Bank transfer takes a day or more and is reviewed by a person first.
Continue. Nothing has been requested until you do, and you can go back and change any of it.
Continue to payment
Paying by USDT: you are shown a receiving address and the exact amount. Send from your wallet, then paste the transaction ID back into the screen so we can find it immediately.
Submit transaction ID
Paying by bank transfer: tell us which country the money is being sent from. Somebody reviews the request and sends you the account details for that transfer. Use those details, and no others.
Watch the status. Confirming on-chain means we can see your payment and are waiting for the network to settle it — that is normal, not a problem.
When it is confirmed the money appears in your available balance, and you can invest it.
Send the exact amount shown. It usually ends in an unusual few cents, and that is deliberate — it is what lets us match your payment to your account and nobody else's.
Two routes, shown as two tabs. Fund plans on one, individual properties on the other. Both spend from your available balance and both settle immediately.
Your available balance is at the top of the screen. Everything below is bounded by it.
For a fund plan: read across the cards. Each shows its target return, its term and its minimum, with what it includes underneath.
Type the amount into the plan you want and confirm. It must be at least the minimum shown on that card.
Invest
For a property: switch tabs and choose from the list. The price fills in by itself — there is no amount to type, because a title costs what it costs.
Confirm. The amount leaves your balance and the holding appears immediately.
Acquire
Short of the minimum? The card says how much is needed and links straight to adding funds. Nothing is lost — come back and the plan is still there.
One row for every position: what it is, what you put in, what it is worth now, and the difference between the two.
Fund positions are named for their plan. Property positions are named for the building, and link back to the listing so you can see the photographs and the address whenever you like.
Return is the difference between what you put in and what it is worth today. It moves with revaluations and with income credited to the holding.
A property you own is marked as yours everywhere on the public site too — you will never be invited to register interest in your own building.
Holdings are what you own. Cash is on the Balance screen. The two are kept apart deliberately, so neither is ever counted twice.
Everything not currently invested. Income arrives here, and withdrawals leave from here.
Available is what you can spend or withdraw now. Held is committed to a withdrawal you have already asked for.
The activity list shows every movement — money in, investments out, rent, distributions, charges — each on the date it happened.
To take money out, open the withdrawal form and choose where it is going: a bank account or a USDT wallet. The two forms are separate because they need entirely different details.
Withdraw
To a wallet: choose the network first, then paste the address. An address for the wrong network cannot be recovered by anybody, so check it twice.
To a bank: give the account name exactly as your bank holds it. It must match the name we verified.
Send the request. The amount is held aside immediately, a person reviews it, and you can see where it has got to at any time.
Request withdrawal
Changed your mind? Cancel it while it is still awaiting review and the money returns to available at once.
Withdrawals are reviewed by a person rather than sent automatically. It costs a little time and it is the reason a stolen password cannot empty your account.
Every movement of money, in order, with nothing summarised away. This is the screen to open when a figure somewhere else surprises you.
Each line says what happened, on what date, and for how much. Money in is shown as a credit; money out as a debit.
Investments appear twice by design — once leaving your cash, once arriving as a holding. Both halves of the same move are visible rather than one of them being assumed.
Charges appear as their own lines, named, on the day they were taken. Nothing is quietly netted off inside another figure.
If your balance is not what you expected, the answer is always on this screen. If it is not, write to us — and we will find it.
Where borrowing is offered, this screen shows what you could raise against your holdings, and why that figure is what it is. If you do not see it in your menu, it is not currently available.
Your score sits at the top, broken into the components that produced it. Each shows what it contributed and what would improve it.
Below it is the ceiling: your portfolio value multiplied by your band's percentage, less anything already outstanding.
Enter the amount and the term you want. The rate, the total repayable and every instalment are shown before you agree to anything.
Read the terms, tick to accept, and apply. A person decides it.
Apply
Once approved, the money is paid into your balance and the schedule appears with every instalment, its date and its amount.
Your terms are fixed at approval and written onto the loan. If we change our rates afterwards, your agreement does not change with them.
Request a visit to something you hold. Two a year, and the screen tells you how many you have left.
Choose which of your holdings you want to visit. The list is your own portfolio — there is nothing here you do not have a stake in.
Give a rough window rather than exact dates. Harvests, vintages and handovers move, and we will suggest the best time to be there.
Say how many are travelling, and anything we should know — access needs, dietary requirements, a language you would prefer.
Send it. Somebody answers, and the status on this screen tells you where it stands.
Request a visit
If you own a property outright, the management arrangement is settled during this visit — in the building, with the person who will be running it.
Everything issued to you, filed and kept. Statements, confirmations, valuations, title documents.
New documents are marked, and the count appears beside Documents in the menu until you have opened them.
Open or download any of them at any time. They do not expire and they are not removed.
You are emailed when something new is filed, so you do not have to keep checking.
Documents are served only to the account they belong to. A link copied out of your account will not open for anybody else.
Your name, your phone number, your password, and the list of devices signed in to your account.
Update your details and save. Your email address is the one thing you cannot change here — changing the address on an account that holds money needs both mailboxes verified, so write to us and we will arrange it.
Save details
Change your password whenever you like. Use one you do not use anywhere else.
Turn on two-factor sign-in. We then email a six-digit code whenever your account is opened from a device we have not seen before. We strongly recommend leaving it on.
Turn on
Check the signed-in devices. Anything you do not recognise: sign it out and change your password immediately.
We will never email you asking for your password, and never ask for it on the telephone. If somebody does, it is not us.
Asked the way they are actually asked, and answered in the first sentence.
No. Open an account, verify your identity, add funds and invest — entirely online, in your own time. A partner is available whenever you want one and is required for nothing.
$25,000 into the Fund. Buying a property outright starts at $500,000, because that is roughly where the assets we build begin.
A person reads every submission, usually within a couple of working days. You are emailed when it is decided, and told exactly what is wrong if anything is.
Most, but not all — some jurisdictions we cannot accept, and the account will tell you plainly rather than letting you get halfway. If you are unsure, ask before you send money.
USDT or bank transfer. USDT clears in minutes. Bank transfers are requested rather than self-service: you tell us where the money is coming from, a person reviews it, and you are sent details for that transfer alone.
Because anybody who registered would be able to see them too. Issuing details per transfer keeps our banking details off the open internet and puts a human check in front of every incoming payment.
Fund investors quarterly. Where we manage a property for you, the net rent is paid into your account monthly. Both appear in your balance on the day they land.
Income in your balance, yes — request it and it is reviewed and sent. The invested capital, no: real assets are slow to sell, and we would rather be blunt about that now than apologetic about it later.
Because a platform that pays out automatically is one stolen password away from being emptied. The review is what stands between your balance and somebody who is not you.
Yes. A direct acquisition is registered to you, for a specific property. It does not depend on this firm continuing to exist.
No, and most owners do not. You may place the property under our management: we furnish it, market it, vet the tenant, hold the lease, collect the rent and handle the maintenance. The net rent is paid into your account monthly.
Yes. It is optional and it is not a condition of buying. The title is yours either way.
In person, when you visit the property you have bought. The split, the letting strategy, the standard of furnishing and what happens if you want the property back for your own use are all decisions about one specific building — better made standing in it.
It is your property. How that fits alongside a letting arrangement is part of what is agreed when we discuss management.
Yes — it is yours to sell. Tell us and we will help you find a buyer; a sale takes as long as a property sale takes.
Yes, and they are the point. You request one from inside your account, choosing from the holdings you actually own.
Fund investors are hosted — accommodation is provided, and you cover your own travel and meals. Direct owners have the whole trip arranged and covered.
Twice a year. Your account shows how many you have left.
Your portfolio value multiplied by your band's percentage, less anything already outstanding. It is secured by holdings we already have — it is not a judgement about your income, and we make none.
No. It is not a credit reference, it is not reported anywhere, and it makes no assessment of your finances outside this account.
Borrowing is not offered on every account or in every jurisdiction. If it is not in your menu, it is not currently available to you.
A title registered in your name is unaffected — it is your property, recorded by the land registry of the country it is in, not by us. A Fund holding is an interest in the vehicle rather than in this firm.
No. Our payment processor can only receive. It watches public addresses and holds no key capable of signing anything, which means it could not send your funds even if somebody took control of it.
You, and the staff reviewing them. They are stored outside the public part of the server and served only to your own account — a link copied out of it opens for nobody else.
Never — not by email, not by telephone, not by message. If somebody does, it is not us.
Connecting…
Ask us anything — about the fund, a property, or how any of this works. Someone from the desk will reply here, usually within a few minutes during business hours.
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